Navarre Fl Homes For Sale
Navigating Today's Challenging Market
The current real estate market can be a battleground for homebuyers. Buying a home today demands a strategic approach. With limited inventory, higher interest rates, and home prices that surged in years past, the path to your next home may seem steep. With a trusted guide and a clear plan, you can move forward confidently and even enjoy the journey.
You're tired of
second-guessing the market:
Is it an okay time to buy?
Will interest rates get better?
Will they get worse?
Will housing prices ever come down?
What if I overpay?
Imagine buying a home with a strategic plan that is tailor made for you based on your needs.
Your Realtor should be your advocate. As a Certified Negotiations Expert and Navarre local, I’ll be your trusted guide through the home-buying journey. I’ll arm you with knowledge, a smart strategy, and steady support so you can find the right home in the right neighborhood for your lifestyle and dreams.
You want a home that checks all your boxes and offers you the lifestyle you're looking for.
You also want a smart investment in a market that favors sellers.
You need tactics that help make homeownership more affordable, when affordability is hard to find.
Waiting For Home Prices to Come Down?
The fact is, home prices haven’t taken a real downturn since 2008. We are still living in a world where inventory is low, and demand is high. Until those two things change, we’re not likely to see home prices go down significantly.
Number of New Homes Built Per Year
And since 2008, there has been a marked slowdown in new homes being built. Take a look at this chart that shows the number of new builds each year from 1990-2022.
After a decade of underbuilding, demand from buyers far outpaces the current supply. Unless that changes, we are not likely to see a decline in home values.
Attention Renters: Still on the Fence about whether to buy or keep on renting
Consider this …
01
You could wait until interest rates go down. Of course, there is no guarantee that interest rates will ever see 3% again. We hit historic all-time lows in 2020 and 2021. That may never happen again. And if we do see interest rates go down like that again, you can bet that housing prices will skyrocket again, and buyer competition will be fierce. By waiting, you risk buying when homes are even more expensive than they are now.
02
You could rent and pay your landlord’s mortgage. And if you’re not planning to stay in the area for that long and you’re not interested in becoming someone’s landlord, then this is a viable option. There’s nothing wrong with renting, but it really only makes sense in certain situations. Don’t forget when you rent, you’re still making a mortgage payment each month. It’s just not your own. Oh yeah, and rental rates usually go up year after year.
03
Buy now and refinance later. The most important piece of home affordability is how much the monthly mortgage payment is. You must buy within your budget, but once you lock in your rate, your principal and interest payment will stay the same for the life of your loan. Now you are building financial wealth. The longer you wait to start, the harder it is to get started.
… The best time to buy is always 5 years ago.
It’s true, if you had bought 5 years ago, you could have saved more than 40% on the purchase price. The median sales price for Navarre Real Estate in August of 2018 was $258K. In August of 2023, the median sales price was a whopping $444K. While the next 5 years aren’t forecasted to have such drastic price increases. Experts still say home values will continue to increase. With that in mind, can you afford to wait?
. . . How Do We Get Started . . .
First Things First
Let's Start With a Strategy Session
Let’s turn your bucket list of wants and needs into a bulletproof map to get you from financing to closing table unscathed.
Whether we decide to work together or not, you'll learn a lot and walk away with:
The Ultimate Buyer's Guide Book
This is your Guidebook for the path to homeownership. Sort of a “What to Expect When You’re Expecting” kind of book, but for Home Buyers.
Financing Resources
If you’re going to be getting a loan to make your home purchase, you’re going to need to know how to choose a good lender. I’ll share with you my checklist, and offer a few names of lenders that I know, like and trust.
Invitation to a Self Paced Buyer's Seminar
There is so much more to home buying than we can cover in a single strategy session. During our time together, we need to be focusing on the specifics to your situation. So I’ve set up a series of videos to go over the more general know-how kind of stuff.
Build Your Bucket List
Sometimes, you don’t know what’s most important till you talk it out, or get it down on paper. This is even more important when there is more than one of you. Also, we want to separate the ‘wishes’ from the ‘have to haves’ and find out what the ‘deal breakers’ are. This is meant to give you clarity on the home you are looking for so that you will know it when we find it.
Discover Neighborhoods that Fit your Lifestyle
If you already live in Navarre, then you may have a pretty good idea of which neighborhoods are for you, and which neighborhoods you are not interested in. But if you’re moving here from out of town, you’re going to need some guidance and an understanding of how to do your neighborhood research.
Plan Your Negotiation Strategy
82% of homebuyers said that negotiations were the most important task their real estate agent could help them with. Negotiations begin from the very first interaction, which is usually when you go to view a prospective home.
Discover How to Strengthen Your Offer
There are lots of ways to build a compelling offer besides just beating everyone on price. I have seen so many times a seller take an offer, not because it was the highest in price, but because of the other terms that were offered
Take the Overwhelm Out of Buying a Home
What's The Cost?
It will take more than a paragraph to explain how we as your agents gets paid. Here’s the important thing to know right now:
Your strategy session is FREE.
If we decide to work together, no payment is owed to me until you close on your new home.
Except for a few rare circumstance, you won’t need to come out of pocket to pay our commission. Many buyers can’t afford to do that anyway. This is where we put our strong negotiation tactics to work, to make sure you don’t have to.
We will discuss this at more length during your strategy session.
I became a real estate agent so that I could control my schedule and spend more time with my kids. But being a buyer’s agent in todays market also means being available at the drop of a hat to show a home, or putting off family game night to put together an offer. I put my heart and soul into each client and for that reason, I have to limit the number of clients I can personally take on each quarter. When you make a commitment in hiring me to be your agent, I make a commitment to you to be available when you need me. Sometimes that means driving home from a 6 pm showing to get on the computer and spend an hour pulling comps, and another hour writing up that offer that’s going to win you that house.
Get on my radar now, even if you are several months out. That way I can reserve a client slot for you.
Leah Bieber
Who You Work With Matters
Why Choose Me?
It’s important to work with someone who lives and works in the community you want to buy a home in, and understands the ins and outs of moving to this area.
If you decide to buy a home outside of my area, don’t worry, I can help you to find an agent that will work just as hard as I will.
I leverage strong negotiation tactics to get you the best price on the right home with as little stress as possible at a time when so many agents believe the only way to craft a competitive offer is to increase the price.
My Credentials
Certifications
Certified Negotiations Expert
Military Relocation Specialist
Digital Marketing Specialist
eXp Corporate Relocation Certification
Additional Education
Waterfront Properties
Florida Down Payment Assistance
FAQ: You've Got Questions, I've Got Answers
What if I don't have a lender yet?
I would prefer that. Sometimes people come to me after they’ve already chosen a lender, and sometime that lender has put them at a disadvantage when they go to write an offer. I have a list of lenders that I know like and trust. I’ve chosen them because they offer my clients key advantages that some lenders just can’t.
What if I want to look in areas you don't cover?
I have a large number of agents at my disposal all over the country. I can introduce you. I prefer to use agents that have been through the same training programs that I have been through. That way I know they will do a good job for you. If you’re buying in Florida, but just slightly outside my area, a showing agent might be the better way to go. That means that you and I will still work together through the negotiations process, but another agent will open doors for you during the shopping process.
What if I can't buy until I sell my current home?
I’ve got answers for that too. Have you considered lending solutions that allow you to buy with the equity in your current home, and then once you’re moved out, sell. Or, line up a furnished rental and put the rest of your things in storage. I’ve got more ideas, lets discuss.
What if I'm not ready to buy yet, I'm just looking, but I have questions?
No problem. I’m happy to answer your questions. Pick up the phone and ask, or send me an email, or DM me. Whatever you’re most comfortable with. I’m here to help.
If you’ve been dreaming about buying a home, get off the fence and let’s get started. You don’t want to wait till prices go up again. You need a guide to get you there. Someone who understands the market, can help you hone in on what you need, negotiate the best terms possible and guide you to the closing table with as little stress as possible.
What Do YOu Say, You Want to Work Together?
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Buying a home is a big deal, whether it’s your first home or your fifth! Our team of experienced experts will work with you to find the home of your dreams in the neighborhood that you want.
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